RNB
RNB CAPITAL
Loan & Amortization Calculator
Schedule exported successfully.
Loan Parameters
$
$
%
80.0% LTV
$
Fixed Rate
%
360 Months
Quick Presets (or type any custom number above):
Scheduled Extra Principal Payments
Extra Principal Impact
$0.00 Total Extra
Interest Saved:
$0.00
Payoff Acceleration:
0 Months Faster
$
Down payment + closing/renovation equity used as denominator for Cash-on-Cash Return.
Gross Income Streams
Operating Expenses
Scheduled Monthly Payment
$3,160.34
Principal & Interest Only • Fixed across schedule
P&I: $0
Tax/Ins/HOA: $0
Payoff Timeline
30 Years
360 Payments
Estimated Payoff Date
Oct 2056
Standard Schedule
Total Interest
$637,722.45
Over life of loan
Total Cost (P&I)
$1,137,722.45
Principal + Interest
Revised Payoff Comparison (With Extra Principal Payments)
Pays off 0 months faster
Total Interest Paid
$0
$0
You save $0 in interest
Loan Payoff Time
0 mos
0 mos
0 months eliminated
Final Payoff Payment
$0
Final payment in Oct 2056
Investment Analysis & Underwriting Metrics
Strong DSCR
Net Operating Income (NOI)
$0.00
Monthly NOI: $0.00
DSCR
NOI ÷ Debt Service
0.00x
Annual Debt: $0.00
Cash-on-Cash Return
Pre-Tax
0.00%
Annual Cash Flow: $0.00
Gross Annual Income
$0.00
$0.00 / mo
Operating Expenses
$0.00
$0.00 / mo
Annual Debt Service
$0.00
$0.00 / mo
Net Cash Flow
$0.00
$0.00 / mo
Loan Balance Trajectory
Visualizes remaining principal balance across the amortization schedule
Remaining Balance
Original Schedule
Cumulative Interest
Principal (44%)
Total Interest (56%)
Amortization Schedule
Detailed payment-by-payment breakdown of principal, interest, extra principal payments, and remaining balance.
Showing 360 monthly payments
Extra principal payments directly reduce balance without changing scheduled P&I.